The wedding date is picked. The locations are set. The only thing left to do is everything....including looking for the perfect home.
But when should you start?
Although your wedding day may be many months away, it's not a bad idea to start doing some casual looking as soon as you can. The first step is to contact a good real estate agent and give him/her an idea of what you're looking for. Also, let him know that you won't be purchasing a home for a while but you're just checking the market to see what kind of homes are available in your price range.
Your agent should be able to set you up in the MLS so you'll start receiving emails of properties that match your criteria. You can also do some searching on your own by visiting sites such as www.realtor.com.
As you get closer to your wedding date, you should start visiting some open houses to see various floorplans, get decorating ideas, and become aware of structual items that are important to the quality of a home. If you are working with a real estate agent, make sure the agent sitting at the open house knows this.
Three or four months before your wedding date, you should start seeing homes with your real estate agent. Your agent should be able to not only show you the good parts of a home, but also point out any bad parts. If an agent tries to push you towards any specific home or doesn't mention any flaws that you can obviously see yourself, you may want to look for another agent.
You should try to find and put an offer on a home about two months before your wedding date. This will give you time for negotiations, home inspections, mortgage applications and everything else necessary for closing. Most closings take between 30 to 45 days and you don't want it to be more than 60. The reason is that banks can lock you into a specific interest rate for no more than 60 days. After that, you may be charged a fee to keep the rate.
The day of closing arrives and you'll soon be handed the keys to your first home together.
For more information about home buying a home, visit www.NewlywedHomebuyer.com
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3 comments:
Well said.
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